At Palmetto Homes of Beaufort, we understand that finding the right financing is an important part of the home buying journey. That’s why we work with trusted lending partners who offer financing options for a variety of budgets and financial situations. Whether you’re just beginning your search or ready to purchase, our team can help you explore available programs and take the next step toward homeownership. Contact us today to learn more about your financing options and get started on the path to owning your new home.
21st Mortgage Corporation is a leading lender for manufactured home financing, offering loan programs designed to fit a variety of budgets and financial situations. Explore available financing options and learn how 21st Mortgage can help make your path to homeownership a reality.
CountryPlace Mortgage offers financing solutions for manufactured and modular homes, including home only and land home loan programs. With experience in factory built housing, CountryPlace helps homebuyers explore financing options designed to fit a variety of needs and budgets.
Ameris Bank offers a range of mortgage financing options for homebuyers, including conventional, FHA, VA, and USDA loan programs. With flexible lending solutions and personalized service, Ameris helps borrowers find financing that fits their goals and budget.
Cascade Financial Services specializes in financing for manufactured and modular homes, offering a variety of loan programs including home only, land home, FHA, VA, and construction financing options. With decades of experience in factory built housing, Cascade helps homebuyers find financing solutions tailored to their needs.
First Community Bank offers a variety of mortgage financing solutions designed to meet the needs of today's homebuyers. With flexible loan options, personalized service, and experienced lending professionals, First Community helps borrowers explore financing programs that fit their goals, budget, and path to homeownership.
SouthState Bank offers a variety of mortgage financing options for homebuyers, including conventional, FHA, VA, and USDA loan programs. With personalized service and flexible lending solutions, SouthState helps borrowers find financing that aligns with their homeownership goals and budget.
Triad Financial Services specializes in financing for manufactured and modular homes, offering loan programs for new and pre owned homes, home only loans, land home financing, and refinancing options. With decades of experience in factory built housing, Triad helps homebuyers find financing solutions that fit their needs.
1st Signature Lending offers a variety of mortgage solutions for manufactured and modular homebuyers, including construction to permanent, purchase, and refinance loan programs. With FHA, VA, and USDA financing options available, 1st Signature helps borrowers find financing tailored to their goals and budget.
There are several financing options available for purchasing a manufactured home, each designed to meet different needs and situations. From traditional mortgage programs to specialized loans for land-home packages, the right solution is out there. Explore the options below, and if you’re unsure where to start, contact us today! We’ll help you find the financing that fits you best.
One of the most popular options. This loan covers the purchase of the home, land, and any necessary land improvements such as clearing, utilities, or septic systems, all in one package.
A loan for the home only, not tied to land. Common for buyers placing a home in a park or on leased or family-owned land. A 5% down payment is typical, though buyers with strong credit may qualify for no money down.
For buyers financing the home as real property. We work with top national lenders who specialize in manufactured and modular home loans to help secure competitive terms.
Use your owned land as the down payment instead of cash. The land becomes collateral for the loan, and its appraised value impacts the total down payment required.
Some buyers choose to pay for their home outright. This option eliminates loan interest and allows for a faster closing process.
Great for buyers with little or no credit history. A co-signer can help you qualify for financing by adding their credit strength to the application.
Designed for buyers with challenging credit. This program does not require a minimum credit score, though a higher down payment may be necessary.
Allows a friend or family member to purchase a home on behalf of someone else. Common when the intended occupant has poor credit or limited income.
For vacation homes or non-primary residences. Typically requires a larger down payment and stronger credit profile.
